Article 1208
ELI5— what this means for you
When there are two or more debtors or creditors, the obligation is presumed to be joint (not solidary) — unless the law or the contract expressly says it is solidary.
Official text — RA 386
If from the law, or the nature or the wording of the obligations to which the preceding article refers the contrary does not appear, the credit or debt shall be presumed to be divided into as many shares as there are creditors or debtors, the credits or debts being considered distinct from one another, subject to the Rules of Court governing the multiplicity of suits. (1138a)
Source: lawphil.net (RA 386 as amended)
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