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Ang Batas, Sa Simpleng Salita — your rights, finally explained.

Article 1207

RA 386 · Civil Code of the PhilippinesKey provision

ELI5— what this means for you

A solidary obligation means each of the co-debtors is responsible for the entire obligation. In a joint obligation, each debtor is only responsible for their proportionate share.

Key point

Joint = each debtor pays their share. Solidary = any one debtor can be made to pay the whole debt.

Official text — RA 386

The concurrence of two or more creditors or of two or more debtors in one and the same obligation does not imply that each one of the former has a right to demand, or that each one of the latter is bound to render, entire compliance with the prestation. There is a solidary liability only when the obligation expressly so states, or when the law or the nature of the obligation requires solidarity. (1137a)

Source: lawphil.net (RA 386 as amended)

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