Book IV — Health, Safety & Social Welfare
Article 198Assignment of benefits.
ELI5— what this means for you
Your ECC benefits cannot be assigned, transferred, taxed, attached, or garnished by any creditor — before or after you receive them — except to pay a debt you owe to the SSS/GSIS itself.
Key point
Your ECC benefits cannot be taken by creditors. They're protected from garnishment.
Official text — PD 442
Assignment of benefits.
No claim for compensation under this Title is transferable or liable to tax, attachment, garnishment, levy or seizure by or under any legal process whatsoever, either before or after receipt by the person or persons entitled thereto, except to pay any debt of the employee to the System.
Source: lawphil.net (PD 442 as amended)
RELATED RIGHTS
Legal disclaimer: BatasKo provides general legal information, not legal advice. For advice on your specific employment situation, consult a licensed Filipino lawyer or the Public Attorney's Office (PAO) at pao.gov.ph.