Book IV — Health, Safety & Social Welfare
Article 198
PD 442 · Labor Code of the PhilippinesELI5 guide available
ELI5— what this means for you
Your ECC benefits cannot be assigned, transferred, taxed, attached, or garnished by any creditor — before or after you receive them — except to pay a debt you owe to the SSS/GSIS itself.
Key point
Your ECC benefits cannot be taken by creditors. They're protected from garnishment.
RELATED RIGHTS
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