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BatasKo

Ang Batas, Sa Simpleng Salita — your rights, finally explained.

Book IV — Health, Safety & Social Welfare

Article 168Compulsory coverage.

PD 442 · Labor Code of the PhilippinesELI5 guide available

ELI5— what this means for you

All employers and employees under 60 years old are automatically covered by the State Insurance Fund (administered by SSS for private workers, GSIS for government workers). Coverage is compulsory — you don't need to sign up.

Key point

Official text — PD 442

Compulsory coverage.

Coverage in the State Insurance Fund shall be compulsory upon all employers and their employees not over sixty (60) years of age: Provided, That an employee who is over (60) years of age and paying contributions to qualify for the retirement or life insurance benefit administered by the System shall be subject to compulsory coverage.

Source: lawphil.net (PD 442 as amended)

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Legal disclaimer: BatasKo provides general legal information, not legal advice. For advice on your specific employment situation, consult a licensed Filipino lawyer or the Public Attorney's Office (PAO) at pao.gov.ph.